Privacy policy

We are committed to protecting the privacy of visitors to the Website in accordance with the Data Protection Act 1998 (the "Act") and we follow the guidelines provided by the Information Commissioner.

We collect and may hold personal data from you via this Website and from third party sources and use it for making decisions, providing services and servicing our relationship with you, to understand your financial needs, to assess your application for credit, to conduct our business, to provide you with better customer services and products from both PowerMoney and those of selected third parties, to evaluate the effectiveness of our marketing of the Website and for statistical analysis. We only collect information which is necessary for the operation of the provision of our Service to you. We will not keep your personal data for longer than necessary to provide the Service, or as required by law.

We may pass this information to other members of PowerMoney or agents, as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. In the provision of our Service to you, we may disclose your information to the following third parties who may provide us with further information about you, such third parties may also be required to disclose your information to selected third parties in relation to this application, and as required by law, such as Credit Reference Agencies, corporate groups and/or affiliate companies, any other creditor in the context of your current application form to assist you in your application, any collector or tracing agent, to any company, business or intermediary associated with us to recover debt; and/or any prospective purchaser of our company.

We reserve the right to access and disclose to third parties any information to comply with applicable laws, including but not limited to, disclosure in accordance with the Act, the Regulation of Investigatory Powers Act 2000 and lawful authority requests, to safeguard the proper operation of our systems and to protect ourselves and our customers/prospective customers. By submitting an application form through this site, you agree that PowerMoney can contact you by post, telephone and/or email (or such other channel we may adopt from time to time) to tell you about other products and services, offered by ourselves or other carefully selected companies, that we believe would be of interest to you. We may also pass your information to third party financial services companies for the purpose of them telling you about their services or products.

All information submitted in this form is held safely and securely by PowerMoney in accordance with the Data Protection Act 1998. We require all parties to whom we may pass your information to treat it with the same degree of confidentiality. If we transfer your information to a service provider or agent in another country we will make sure that the service provider or agent agrees to apply the same levels of protection as we are required to apply to information held and to use your information only for the purpose of providing the service to us.